{"id":105,"date":"2015-10-14T11:29:53","date_gmt":"2015-10-14T06:29:53","guid":{"rendered":"https:\/\/www.investaz.com.tr\/blog\/?p=105"},"modified":"2020-02-13T15:55:16","modified_gmt":"2020-02-13T11:55:16","slug":"asagi-orta-ve-yuksek-gelir","status":"publish","type":"post","link":"https:\/\/www.investaz.az\/blog\/asagi-orta-ve-yuksek-gelir\/","title":{"rendered":"A\u015fa\u011f\u0131, Orta v\u0259 Y\u00fcks\u0259k g\u0259lir g\u0259tir\u0259n maliyy\u0259 al\u0259tl\u0259ri hans\u0131lard\u0131r?"},"content":{"rendered":"<p>H\u0259r hans\u0131 bir sah\u0259y\u0259 investisiya etm\u0259zd\u0259n \u0259vv\u0259l h\u0259r birimizin a\u011fl\u0131nda bir h\u0259d\u0259f olur. Bu h\u0259d\u0259fin \u0259n kobud formas\u0131 &#8220;<a href=\"https:\/\/www.investaz.az\/blog\/forex-ile-uzun-muddetli-gelir-elde-etmek\/\" class=\"ilgen\">m\u0259nf\u0259\u0259t \u0259ld\u0259 etm\u0259k<\/a>&#8221; olsa da, buna bir az a\u00e7\u0131qlama g\u0259tirm\u0259yimiz laz\u0131md\u0131r. Hans\u0131 m\u00fcdd\u0259t\u0259, n\u0259 q\u0259d\u0259r g\u0259lir \u0259ld\u0259 etm\u0259k ist\u0259diyinizi ortaya qoyub, maliyy\u0259 al\u0259tl\u0259ri bar\u0259d\u0259 \u0259trafl\u0131 m\u0259lumata sahibi olduqdan v\u0259 \u00fcz\u0259riniz\u0259 d\u00fc\u015f\u0259c\u0259k risk s\u0259viyy\u0259sini m\u00fc\u0259yy\u0259n etdikd\u0259n sonra, v\u0259saitl\u0259riniz\u0259 istiqam\u0259t verm\u0259yiniz m\u0259qs\u0259d\u0259uy\u011fundur. Q\u0131sas\u0131, portfel idar\u0259\u00e7iliyin\u0259 ke\u00e7m\u0259d\u0259n \u0259vv\u0259l v\u0259saitl\u0259rinizi, yat\u0131r\u0131m m\u0259bl\u0259\u011finizi, yat\u0131r\u0131m m\u00fcdd\u0259tini v\u0259 risk s\u0259viyy\u0259sind\u0259n ibar\u0259t olan 3 \u0259sas amili n\u0259z\u0259rd\u0259 tutma\u011f\u0131n\u0131z laz\u0131md\u0131r.<\/p>\n<p><!--more--><\/p>\n<p>Siz hans\u0131 risk s\u0259viyy\u0259sind\u0259siniz? Hans\u0131 maliyy\u0259 al\u0259tl\u0259rinin g\u0259lirliliyind\u0259n f\u0259rql\u0259n\u0259c\u0259ksiniz? V\u0259saitl\u0259rinizin d\u0259y\u0259rini \u0259n yax\u015f\u0131 formada nec\u0259 qoruyacaqs\u0131n\u0131z? G\u0259lir g\u00f6zl\u0259ntil\u0259riniz n\u0259dir? Bu kimi suallara cavab verm\u0259kl\u0259, h\u0259d\u0259fl\u0259riniz\u0259 aparan yolu do\u011fru m\u00fc\u0259yy\u0259n ed\u0259 bil\u0259rsiniz.<\/p>\n<h2><strong>A\u015fa\u011f\u0131 Riskli maliyy\u0259 al\u0259tl\u0259ri<\/strong><\/h2>\n<p>A\u015fa\u011f\u0131 risk s\u0259viyy\u0259sini h\u0259d\u0259fl\u0259y\u0259n yat\u0131r\u0131m dedikd\u0259 ilk ba\u015fa d\u00fc\u015f\u00fcl\u0259n a\u015fa\u011f\u0131 g\u0259lirlilik olsa da, \u0259slind\u0259 a\u00e7ar &#8220;risk&#8221; k\u0259lim\u0259sind\u0259 gizl\u0259nm\u0259kd\u0259dir. Kredit \u00e7iyni d\u0259st\u0259yi vasit\u0259sil\u0259 \u0259m\u0259liyyatlar icra ed\u0259r\u0259k daha az g\u0259lir \u0259ld\u0259 ed\u0259 bil\u0259rsiniz ancaq bunu ed\u0259rk\u0259n risk s\u0259viyy\u0259sini d\u0259 a\u015fa\u011f\u0131da tutmal\u0131s\u0131n\u0131z. X\u00fcsusil\u0259 uzunm\u00fcdd\u0259tli ticar\u0259t ed\u0259n bazar i\u015ftirak\u00e7\u0131lar\u0131 \u00fc\u00e7\u00fcn ideal bir maliyy\u0259 al\u0259ti olan a\u015fa\u011f\u0131 risk s\u0259viyy\u0259li yat\u0131r\u0131mlar, \u0259sas v\u0259saitl\u0259r \u00fczr\u0259 olan riskinizi minimuma endir\u0259r\u0259k, m\u00fcnt\u0259z\u0259m g\u0259lir \u0259ld\u0259 etm\u0259yiniz\u0259 k\u00f6m\u0259k ed\u0259c\u0259k. D\u00f6vl\u0259t istiqrazlar\u0131 v\u0259 Notlar\u0131 kimi yat\u0131r\u0131mlarda \u0259n \u00e7ox istifad\u0259 olunan maliyy\u0259 al\u0259tl\u0259ridir. \u018fg\u0259r risk profiliniz bu n\u00f6v maliyy\u0259 al\u0259tl\u0259rin\u0259 uy\u011fundursa, \u00f6z\u0259l sektorun notlar\u0131na da \u00fcst\u00fcnl\u00fck ver\u0259 bil\u0259rsiniz.<\/p>\n<h2><strong>Orta G\u0259lir g\u0259tir\u0259n maliyy\u0259 al\u0259tl\u0259ri<\/strong><\/h2>\n<p>Orta s\u0259viyy\u0259li risk alma\u011f\u0131 planla\u015fd\u0131r\u0131rs\u0131n\u0131zsa, orta g\u0259lirliyi h\u0259d\u0259fl\u0259y\u0259n maliyy\u0259 al\u0259tl\u0259rin\u0259 yat\u0131r\u0131m ed\u0259 bil\u0259rsiniz. Bu n\u00f6v yat\u0131r\u0131mlar 19% \u00fcz\u0259rind\u0259 olan g\u0259lirlilik h\u0259d\u0259fl\u0259nir. Kredit \u00e7iyni \u0259m\u0259liyyatlar\u0131, xarici depozit\/istiqraz v\u0259 S\u0259hm\/V\u0130OP kimi \u0259m\u0259liyyatlar orta risk s\u0259viyy\u0259si anlay\u0131\u015f\u0131na aiddir. F\u0259rqli maliyy\u0259 al\u0259tl\u0259rin\u0259 yat\u0131r\u0131m ed\u0259r\u0259k v\u0259 portfelinizin dinamikliyini saxlayaraq orta g\u0259lir h\u0259d\u0259fl\u0259riniz\u0259 \u00e7ata bil\u0259rsiniz.<\/p>\n<h2><strong>Y\u00fcks\u0259k riskli maliyy\u0259 al\u0259tl\u0259ri<\/strong><\/h2>\n<p>Y\u00fcks\u0259k g\u0259lir h\u0259d\u0259fl\u0259y\u0259n investisiyalar, q\u0131sa m\u00fcdd\u0259tli ticar\u0259t strategiyas\u0131na \u00fcst\u00fcnl\u00fck ver\u0259n bazar i\u015ftirak\u00e7\u0131lar\u0131 \u00fc\u00e7\u00fcnd\u00fcr. G\u0259lir g\u00f6zl\u0259ntil\u0259riniz y\u00fcks\u0259k ola bil\u0259r, ancaq bununla b\u0259rab\u0259r risk s\u0259viyy\u0259nizin y\u00fcks\u0259k olaca\u011f\u0131n\u0131 da anlam\u0131s\u0131n\u0131z. \u018fg\u0259r bunu q\u0259bul edirsinizs\u0259, kredit \u00e7iyni d\u0259st\u0259yi v\u0259 depozit\/istiqraz kimi y\u00fcks\u0259k g\u0259lirli maliyy\u0259 al\u0259tl\u0259rin\u0259 yat\u0131r\u0131m ed\u0259r\u0259k ticar\u0259t ed\u0259 bil\u0259rsiniz. Risk v\u0259 g\u0259lir anlay\u0131\u015flar\u0131n\u0131za uy\u011fun portfelinizi formala\u015fd\u0131r\u0131b, yat\u0131r\u0131mlar\u0131n\u0131za istiqam\u0259t verm\u0259yiniz \u0259n \u00f6n\u0259mli amildir. Bunun \u00fc\u00e7\u00fcn aktivl\u0259rin idar\u0259edilm\u0259si \u00fczr\u0259 m\u00fct\u0259x\u0259ssil\u0259r\u0259 m\u00fcraci\u0259t ed\u0259r\u0259k v\u0259saitl\u0259rinizi qoruyaraq vaxt\u0131n\u0131za q\u0259na\u0259t ed\u0259 bil\u0259rsiniz. Unutmay\u0131n, \u0259h\u0259miyy\u0259tli olan stabil olaraq add\u0131mlamaqd\u0131r.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>H\u0259r hans\u0131 bir sah\u0259y\u0259 investisiya etm\u0259zd\u0259n \u0259vv\u0259l h\u0259r birimizin a\u011fl\u0131nda bir h\u0259d\u0259f olur. Bu h\u0259d\u0259fin \u0259n kobud formas\u0131 &#8220;m\u0259nf\u0259\u0259t \u0259ld\u0259 etm\u0259k&#8221; olsa da, buna bir az a\u00e7\u0131qlama g\u0259tirm\u0259yimiz laz\u0131md\u0131r. Hans\u0131 m\u00fcdd\u0259t\u0259, n\u0259 q\u0259d\u0259r g\u0259lir \u0259ld\u0259 etm\u0259k ist\u0259diyinizi ortaya qoyub, maliyy\u0259 al\u0259tl\u0259ri bar\u0259d\u0259 \u0259trafl\u0131 m\u0259lumata sahibi olduqdan v\u0259 \u00fcz\u0259riniz\u0259 d\u00fc\u015f\u0259c\u0259k risk s\u0259viyy\u0259sini m\u00fc\u0259yy\u0259n etdikd\u0259n sonra, v\u0259saitl\u0259riniz\u0259&hellip;<\/p>\n","protected":false},"author":1,"featured_media":106,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[],"class_list":["post-105","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-meqaleler"],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.investaz.az\/blog\/wp-json\/wp\/v2\/posts\/105","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.investaz.az\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.investaz.az\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.investaz.az\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.investaz.az\/blog\/wp-json\/wp\/v2\/comments?post=105"}],"version-history":[{"count":6,"href":"https:\/\/www.investaz.az\/blog\/wp-json\/wp\/v2\/posts\/105\/revisions"}],"predecessor-version":[{"id":1400,"href":"https:\/\/www.investaz.az\/blog\/wp-json\/wp\/v2\/posts\/105\/revisions\/1400"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.investaz.az\/blog\/wp-json\/wp\/v2\/media\/106"}],"wp:attachment":[{"href":"https:\/\/www.investaz.az\/blog\/wp-json\/wp\/v2\/media?parent=105"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.investaz.az\/blog\/wp-json\/wp\/v2\/categories?post=105"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.investaz.az\/blog\/wp-json\/wp\/v2\/tags?post=105"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}