{"id":1330,"date":"2019-03-14T15:24:00","date_gmt":"2019-03-14T11:24:00","guid":{"rendered":"https:\/\/www.investaz.az\/blog\/?p=1330"},"modified":"2019-03-14T15:53:49","modified_gmt":"2019-03-14T11:53:49","slug":"aile-budcesini-nece-duzgun-idare-etmeli","status":"publish","type":"post","link":"https:\/\/www.investaz.az\/blog\/aile-budcesini-nece-duzgun-idare-etmeli\/","title":{"rendered":"Ail\u0259 b\u00fcdc\u0259sini nec\u0259 d\u00fczg\u00fcn idar\u0259 etm\u0259k laz\u0131md\u0131r?"},"content":{"rendered":"

Ail\u0259 b\u00fcdc\u0259si: Bu m\u00f6vzu \u0259traf\u0131nda, x\u0259rcl\u0259r v\u0259 g\u0259lirl\u0259r haqq\u0131nda asanl\u0131qla dan\u0131\u015f\u0131r\u0131q. N\u0259tic\u0259 is\u0259 uzun m\u00fcdd\u0259t \u00e7\u0259kmir. B\u0259s ail\u0259nin b\u00fcdc\u0259sini nec\u0259 d\u00fczg\u00fcn idar\u0259 etm\u0259k laz\u0131md\u0131r?<\/p>\n

Bir \u0259m\u0259k haqq\u0131 al\u0131rs\u0131n\u0131z, ancaq q\u0131sam\u00fcdd\u0259td\u0259n sonra bax\u0131rs\u0131n\u0131z ki, dig\u0259r ehtiyaclar\u0131n\u0131z \u00fc\u00e7\u00fcn v\u0259sait art\u0131q qalmay\u0131b. Pullar hara gedir, niy\u0259 onlar h\u0259mi\u015f\u0259 tez bitirl\u0259r?
\nM\u0259qal\u0259d\u0259 bunun haqq\u0131nda dan\u0131\u015faca\u011f\u0131q.<\/p>\n

PUL N\u0130Y\u018f HE\u00c7 VAXT B\u0130Z\u018f \u00c7ATMIR?<\/h3>\n

Bunun s\u0259b\u0259bi \u00e7ox sad\u0259dir – insanlar \u00f6z x\u0259rcl\u0259rini hesablam\u0131rlar.<\/em><\/p><\/blockquote>\n

Bir \u00e7ox insanlar\u0131n \u0259n \u00e7ox yad\u0131nda qalan x\u0259rcl\u0259ri kommunal \u00f6d\u0259ni\u015fl\u0259rdir. \u018fsas probleml\u0259r d\u0259 m\u0259hz buradan qaynaqlan\u0131r. X\u0259rcl\u0259ri qeyd\u0259 almamaq.
\nB\u00fcdc\u0259niz\u0259 z\u0259r\u0259r g\u0259tir\u0259n yerl\u0259rd\u0259n biri d\u0259 supermarketl\u0259rdir. Yad\u0131n\u0131za sal\u0131n ay \u0259rzind\u0259 \u00e7\u00f6r\u0259k \u00fc\u00e7\u00fcn ba\u015f vurdu\u011funuz supermarketd\u0259n ne\u00e7\u0259 d\u0259f\u0259 \u0259lidolu paketl\u0259rl\u0259 \u00e7\u0131xm\u0131s\u0131n\u0131z. Ev\u0259 g\u0259ldikd\u0259n sonra bax\u0131rs\u0131n\u0131z ki, \u0259slind\u0259 ald\u0131\u011f\u0131n\u0131z m\u0259hsullar\u0131n bir ne\u00e7\u0259si \u0259slind\u0259 \u00e7ox da laz\u0131ml\u0131 deyilmi\u015f. \u018fg\u0259r x\u0259rcl\u0259rinizi izl\u0259m\u0259yi \u00f6yr\u0259nm\u0259s\u0259niz bu hallar tez-tez ba\u015f ver\u0259c\u0259k.<\/p>\n

X\u018fRCL\u018fR\u0130 NEC\u018f N\u018fZAR\u018fTD\u018f SAXLAMAQ OLAR?<\/h3>\n

Bir \u00e7ox insanlar el\u0259 z\u0259nn edirl\u0259r ki, x\u0259rcl\u0259r\u0259 n\u0259zar\u0259t etm\u0259k \u00e7ox q\u0259liz m\u0259s\u0259l\u0259dir. \u018fslind\u0259, bu bel\u0259 deyil. B\u00fct\u00fcn x\u0259rcl\u0259ri, qeyd d\u0259ft\u0259rin\u0259 v\u0259 ya mobil telefonuzun qeyd b\u00f6lm\u0259sin\u0259, m\u00fcvafiq proqramlarda qeyd etm\u0259k \u00e7ox az zaman\u0131n\u0131z\u0131 alacaq. H\u0259tta siz\u0259 \u0259h\u0259miyy\u0259tsiz g\u00f6r\u00fcn\u0259n x\u0259rcl\u0259r bel\u0259 qeyd olunmal\u0131d\u0131r.
\nEkspertl\u0259r t\u0259sdiql\u0259yirl\u0259r ki, x\u0259rcl\u0259rinizi daim qeyd etm\u0259yiniz b\u00fcdc\u0259nin t\u0259xmin\u0259n 20% v\u0259 ya daha \u00e7oxunu xilas ed\u0259c\u0259k. Narahat olmay\u0131n, ilk vaxtlarda bel\u0259 bir x\u0259rc n\u0259zar\u0259ti sizd\u0259 \u00e7\u0259tin ola bil\u0259r, amma g\u0259l\u0259c\u0259kd\u0259 bir v\u0259rdi\u015f hal\u0131na g\u0259l\u0259c\u0259k v\u0259 bunu rahat \u015f\u0259kild\u0259 ed\u0259c\u0259ksiniz.<\/p>\n

A\u0130L\u018f B\u00dcDC\u018fS\u0130N\u0130 DO\u011eRU Y\u00d6N\u018fLTM\u018fK<\/h3>\n

Ail\u0259 b\u00fcdc\u0259si ail\u0259nin cari ay \u00fc\u00e7\u00fcn b\u00fct\u00fcn x\u0259rcl\u0259ri v\u0259 m\u0259nf\u0259\u0259tini g\u00f6st\u0259rir. Siz b\u00fcdc\u0259nizi planla\u015fd\u0131rmaqla v\u0259saitinizi harda g\u0259ldi deyil, do\u011fru \u015f\u0259kild\u0259 x\u0259rcl\u0259y\u0259c\u0259ksiniz.
\nN\u0259tic\u0259d\u0259, t\u0259kc\u0259 \u00f6z\u00fcn\u00fcz\u00fc idar\u0259 etm\u0259yi deyil, ail\u0259nizin maddi v\u0259ziyy\u0259tin\u0259 d\u0259 m\u00fcsb\u0259t t\u0259sir g\u00f6st\u0259r\u0259c\u0259k q\u0259na\u0259t etm\u0259yi d\u0259 \u00f6yr\u0259n\u0259c\u0259ksiniz.<\/em>
\nMaraql\u0131d\u0131r ki, bu proses \u00e7\u0259tin, h\u0259tta xo\u015f g\u00f6r\u00fcnm\u0259y\u0259c\u0259k, ancaq ilk m\u00fcsb\u0259t n\u0259tic\u0259l\u0259r\u0259 \u00e7atanda sevinc hissi ya\u015fayanda n\u0259 q\u0259d\u0259r do\u011fru etdiyinizi bil\u0259c\u0259ksiniz.<\/p>\n

G\u018fL\u0130R<\/h3>\n

Ail\u0259nin b\u00fcdc\u0259sini planla\u015fd\u0131rma\u011fa ba\u015flay\u0131n, g\u0259lirl\u0259rinizi \u0259lav\u0259 x\u0259rcl\u0259rd\u0259n qorumaq \u00fc\u00e7\u00fcn bu \u0259n yax\u015f\u0131 yoldur. \u018fm\u0259k haqq\u0131n\u0131z\u0131, \u0259lav\u0259 n\u0259 g\u0259liriniz varsa ham\u0131s\u0131n\u0131n siyah\u0131ya al\u0131n.<\/p>\n

X\u018fRC<\/h3>\n

G\u0259lirl\u0259ri qeyd etdikd\u0259n sonra \u0259sas m\u0259s\u0259l\u0259 olan x\u0259rc \u00f6d\u0259ni\u015fl\u0259rini qeyd edin. Z\u0259ruri olan b\u00fct\u00fcn x\u0259rcl\u0259rl\u0259 yana\u015f\u0131, \u0259n x\u0131rda \u00f6d\u0259ni\u015fl\u0259rinizi bel\u0259 qeyd edin.<\/p>\n

VAC\u0130B QAYDALAR<\/h3>\n

H\u0259r bir g\u00fcn v\u0259 ya ay \u00fc\u00e7\u00fcn bir m\u0259bl\u0259\u011f t\u0259yin edin. Z\u0259ruri olmad\u0131\u011f\u0131 t\u0259qdird\u0259 he\u00e7 vaxt m\u00fc\u0259yy\u0259n etdiyiniz x\u0259rc m\u0259bl\u0259\u011fini ke\u00e7m\u0259yin.
\nB\u00fcdc\u0259 qaydas\u0131 sistemli bir \u015f\u0259kild\u0259 pozulursa, ehtimal ki, d\u00fczg\u00fcn sistem qurmam\u0131s\u0131n\u0131z. X\u0259rcl\u0259rinizi yenid\u0259n n\u0259z\u0259rd\u0259n ke\u00e7irib, daha d\u00fczg\u00fcn b\u00fcdc\u0259 planlay\u0131n.<\/p>\n

\u018fslind\u0259, b\u00fcdc\u0259ni saxlamaq \u00e7\u0259tin deyil v\u0259 onu planlamaq \u00e7ox faydal\u0131d\u0131r. Daha faydal\u0131 is\u0259 \u0259linizd\u0259 olan v\u0259saiti daha do\u011fru \u015f\u0259kild\u0259 d\u0259y\u0259rl\u0259ndirm\u0259kdir. \u018flav\u0259 qalan v\u0259saitinizi, m\u0259s\u0259l\u0259n, valyuta bazarlar\u0131nda yat\u0131r\u0131m ed\u0259r\u0259k daha \u00e7ox g\u0259lir \u0259ld\u0259 ed\u0259 bil\u0259rsiniz.<\/p>\n","protected":false},"excerpt":{"rendered":"

Ail\u0259 b\u00fcdc\u0259si: Bu m\u00f6vzu \u0259traf\u0131nda, x\u0259rcl\u0259r v\u0259 g\u0259lirl\u0259r haqq\u0131nda asanl\u0131qla dan\u0131\u015f\u0131r\u0131q. N\u0259tic\u0259 is\u0259 uzun m\u00fcdd\u0259t \u00e7\u0259kmir. B\u0259s ail\u0259nin b\u00fcdc\u0259sini nec\u0259 d\u00fczg\u00fcn idar\u0259 etm\u0259k laz\u0131md\u0131r? Bir \u0259m\u0259k haqq\u0131 al\u0131rs\u0131n\u0131z, ancaq q\u0131sam\u00fcdd\u0259td\u0259n sonra bax\u0131rs\u0131n\u0131z ki, dig\u0259r ehtiyaclar\u0131n\u0131z \u00fc\u00e7\u00fcn v\u0259sait art\u0131q qalmay\u0131b. Pullar hara gedir, niy\u0259 onlar h\u0259mi\u015f\u0259 tez bitirl\u0259r? M\u0259qal\u0259d\u0259 bunun haqq\u0131nda dan\u0131\u015faca\u011f\u0131q. PUL N\u0130Y\u018f HE\u00c7 VAXT…<\/p>\n","protected":false},"author":1,"featured_media":1335,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[],"class_list":["post-1330","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-meqaleler"],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.investaz.az\/blog\/wp-json\/wp\/v2\/posts\/1330","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.investaz.az\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.investaz.az\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.investaz.az\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.investaz.az\/blog\/wp-json\/wp\/v2\/comments?post=1330"}],"version-history":[{"count":5,"href":"https:\/\/www.investaz.az\/blog\/wp-json\/wp\/v2\/posts\/1330\/revisions"}],"predecessor-version":[{"id":1337,"href":"https:\/\/www.investaz.az\/blog\/wp-json\/wp\/v2\/posts\/1330\/revisions\/1337"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.investaz.az\/blog\/wp-json\/wp\/v2\/media\/1335"}],"wp:attachment":[{"href":"https:\/\/www.investaz.az\/blog\/wp-json\/wp\/v2\/media?parent=1330"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.investaz.az\/blog\/wp-json\/wp\/v2\/categories?post=1330"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.investaz.az\/blog\/wp-json\/wp\/v2\/tags?post=1330"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}