{"id":155,"date":"2015-10-14T14:50:09","date_gmt":"2015-10-14T09:50:09","guid":{"rendered":"https:\/\/www.investaz.com.tr\/blog\/?p=155"},"modified":"2018-03-29T10:43:00","modified_gmt":"2018-03-29T05:43:00","slug":"sizi-riskden-qoruyacaq-5-maliyye-aleti","status":"publish","type":"post","link":"https:\/\/www.investaz.az\/blog\/sizi-riskden-qoruyacaq-5-maliyye-aleti\/","title":{"rendered":"Sizi riskd\u0259n qoruyacaq 5 Maliyy\u0259 al\u0259ti"},"content":{"rendered":"<p>Y\u00fcks\u0259k risk daha \u00e7ox g\u0259lir \u0259ld\u0259 etm\u0259yi t\u0259min etm\u0259si il\u0259 b\u0259rab\u0259r, eyni zamanda daha \u00e7ox z\u0259r\u0259r etm\u0259yiniz\u0259 d\u0259 s\u0259b\u0259b ola bil\u0259r. Daha \u00e7ox risk etm\u0259d\u0259n, uzun m\u00fcdd\u0259tli investisiya etm\u0259k, \u0259min add\u0131mlarla ir\u0259lil\u0259m\u0259k n\u00f6vb\u0259ti add\u0131m\u0131n\u0131z\u0131n g\u0259tir\u0259c\u0259kl\u0259rin\u0259 daha haz\u0131rl\u0131ql\u0131 olma\u011f\u0131n\u0131za yard\u0131m\u00e7\u0131 olur. F\u0259rqli maliyy\u0259 al\u0259tl\u0259ri il\u0259 f\u0259rqli formalarda v\u0259saitl\u0259rinizi qiym\u0259tl\u0259ndir\u0259 v\u0259 portfelinizi \u00e7e\u015fidl\u0259ndir\u0259 bil\u0259rsiniz.<\/p>\n<p><!--more--><\/p>\n<h2><b>S\u0259hml\u0259r\u00a0(STCKs)<\/b><\/h2>\n<p>S\u0259hml\u0259r, bir \u015firk\u0259tin sahiblik v\u0259 idar\u0259olunmas\u0131nda i\u015ftirak h\u00fcququ t\u0259min ed\u0259n y\u00fcks\u0259k likvidliy\u0259 malik qiym\u0259tli ka\u011f\u0131zlard\u0131r. M\u00fcbadil\u0259 imkan\u0131na sahib olmas\u0131 is\u0259 s\u0259hml\u0259rin \u0259n b\u00f6y\u00fck \u00fcst\u00fcnl\u00fckl\u0259rind\u0259n biridir. S\u0259hml\u0259ri, orta riskli maliyy\u0259 al\u0259tidir v\u0259 bazar i\u015ftirak\u00e7\u0131lar\u0131na \u00e7ox geni\u015f se\u00e7iml\u0259r ver\u0259 bil\u0259r. H\u0259m sektor h\u0259m d\u0259 \u015firk\u0259t s\u0259hml\u0259ri \u0259sas\u0131nda bir \u00e7ox alternativ \u0259m\u0259liyyatlar icra ed\u0259, \u015firk\u0259tl\u0259rin f\u0259rqli strategiyalar\u0131 say\u0259sind\u0259 z\u0259ngin bir portfel\u0259 sahib ola bil\u0259rsiniz.<\/p>\n<h2><b>Fondlar\u00a0(FUNDs)<\/b><\/h2>\n<p>Bu g\u00fcn, inki\u015faf etmi\u015f maliyy\u0259 bazarlar\u0131nda t\u0259k bir maliyy\u0259 al\u0259ti il\u0259 sad\u0259c\u0259 m\u00fc\u0259yy\u0259n bir aktiv\u0259 deyil, el\u0259c\u0259 d\u0259 b\u00fct\u00fcn bir \u00f6lk\u0259y\u0259 v\u0259 ya sah\u0259y\u0259 s\u0259rmay\u0259 yat\u0131rmaqla riskl\u0259rinizi minimuma endir\u0259 bil\u0259rsiniz. Fondlar\u0131 pe\u015f\u0259kar komandalar t\u0259r\u0259find\u0259n idar\u0259 edilir v\u0259 bazarlarda yarana bil\u0259c\u0259k anl\u0131q h\u0259r\u0259k\u0259t v\u0259 riskl\u0259r qar\u015f\u0131s\u0131n\u0131 almaq \u00fc\u00e7\u00fcn laz\u0131mi add\u0131mlar at\u0131rlar. Fondlar \u0259ld\u0259 olunan m\u0259nf\u0259\u0259tin na\u011fdla\u015fd\u0131r\u0131lmas\u0131 bax\u0131m\u0131ndan da olduqca \u0259lveri\u015fli maliyy\u0259 al\u0259tidir.<\/p>\n<h2><b>Birja Fondlar\u0131\u00a0(ETFs)<\/b><\/h2>\n<p>Birja \u0130nvestisiya Fondlar\u0131, bir v\u0259 ya bir ne\u00e7\u0259 aktivd\u0259n ibar\u0259t qrupa investisiya etm\u0259kl\u0259, risk s\u0259viyy\u0259sini azaldaraq, investisiya edil\u0259n bazardan g\u0259lir \u0259ld\u0259 etm\u0259k imkan\u0131 t\u0259min edir. Birja investisiya fondlar\u0131 bazas\u0131nda yer alan aktivl\u0259r investora \u00f6t\u00fcr\u00fcl\u00fcr. Bu maliyy\u0259 al\u0259tl\u0259ri d\u0259 s\u0259hml\u0259r kimi asan al\u0131n\u0131b sat\u0131lan v\u0259 h\u0259r an na\u011fdla\u015fd\u0131r\u0131la bil\u0259n maliyy\u0259 al\u0259tidir.<\/p>\n<h2><b>Notlar\u00a0(NOTEs)<\/b><\/h2>\n<p>Notlar ad\u0259t\u0259n q\u0131sam\u00fcdd\u0259tli olub, M\u0259rk\u0259zi Bank t\u0259r\u0259find\u0259n pul siyas\u0259ti v\u0259 maliyy\u0259l\u0259\u015fm\u0259 ehtiyaclar\u0131n\u0131 qar\u015f\u0131lamaq \u00fc\u00e7\u00fcn emissiya edil\u0259n qiym\u0259tli ka\u011f\u0131zd\u0131r. Notlar vaxt\u0131nda \u0259vv\u0259l na\u011fla\u015fd\u0131r\u0131la bil\u0259n likvid maliyy\u0259 al\u0259ti olmas\u0131 il\u0259 yana\u015f\u0131 x\u0259zin\u0259 notlar\u0131 \u0259m\u0259liyyatlar\u0131nda vergi \u00fcst\u00fcnl\u00fcy\u00fcnd\u0259n faydalanma\u011fa da imkan verir.<\/p>\n<h2><b>\u0130stiqrazlar\u00a0(BONDs)<\/b><\/h2>\n<p>\u0130stiqrazlar layih\u0259l\u0259rin v\u0259 ya b\u00fcdc\u0259 k\u0259srinin maliyy\u0259l\u0259\u015fdirilm\u0259si \u00fc\u00e7\u00fcn \u015firk\u0259tl\u0259r v\u0259 ya h\u00f6kum\u0259tl\u0259r t\u0259r\u0259find\u0259n burax\u0131lan orta v\u0259 uzun m\u00fcdd\u0259tli qiym\u0259tli ka\u011f\u0131zlard\u0131r. D\u00f6vl\u0259tl\u0259r t\u0259r\u0259find\u0259n burax\u0131lan bel\u0259 qiym\u0259tli ka\u011f\u0131zlar olduqca likvid v\u0259 a\u015fa\u011f\u0131 riskli maliyy\u0259 al\u0259ti olunurlar. \u0130stiqrazlar m\u00fcdd\u0259t sonunda v\u0259 ya periodik olaraq sabit g\u0259lir v\u0259 kupon \u00f6d\u0259m\u0259l\u0259ri t\u0259min ed\u0259n \u0259n\u0259n\u0259vi, uzunm\u00fcdd\u0259tli maliyy\u0259 al\u0259tidir. \u0130stiqraz\u0131 alan \u015f\u0259xs istiqraz\u0131 bazara \u00e7\u0131xaran \u015firk\u0259tin g\u0259lir v\u0259 z\u0259r\u0259r riskin\u0259 he\u00e7 bir \u015f\u0259kild\u0259 aidiyyat olmur. \u0130stiqraz sahib m\u00fcdd\u0259tin sonunu g\u00f6zl\u0259m\u0259n bel\u0259 qiym\u0259tli ka\u011f\u0131z\u0131 na\u011fdla\u015fd\u0131ra v\u0259 qiym\u0259t d\u0259yi\u015fikliyind\u0259n faydalanaraq g\u0259lir \u0259ld\u0259 ed\u0259 bil\u0259r.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Y\u00fcks\u0259k risk daha \u00e7ox g\u0259lir \u0259ld\u0259 etm\u0259yi t\u0259min etm\u0259si il\u0259 b\u0259rab\u0259r, eyni zamanda daha \u00e7ox z\u0259r\u0259r etm\u0259yiniz\u0259 d\u0259 s\u0259b\u0259b ola bil\u0259r. Daha \u00e7ox risk etm\u0259d\u0259n, uzun m\u00fcdd\u0259tli investisiya etm\u0259k, \u0259min add\u0131mlarla ir\u0259lil\u0259m\u0259k n\u00f6vb\u0259ti add\u0131m\u0131n\u0131z\u0131n g\u0259tir\u0259c\u0259kl\u0259rin\u0259 daha haz\u0131rl\u0131ql\u0131 olma\u011f\u0131n\u0131za yard\u0131m\u00e7\u0131 olur. F\u0259rqli maliyy\u0259 al\u0259tl\u0259ri il\u0259 f\u0259rqli formalarda v\u0259saitl\u0259rinizi qiym\u0259tl\u0259ndir\u0259 v\u0259 portfelinizi \u00e7e\u015fidl\u0259ndir\u0259 bil\u0259rsiniz.<\/p>\n","protected":false},"author":1,"featured_media":77,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[],"class_list":["post-155","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-meqaleler"],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.investaz.az\/blog\/wp-json\/wp\/v2\/posts\/155","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.investaz.az\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.investaz.az\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.investaz.az\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.investaz.az\/blog\/wp-json\/wp\/v2\/comments?post=155"}],"version-history":[{"count":4,"href":"https:\/\/www.investaz.az\/blog\/wp-json\/wp\/v2\/posts\/155\/revisions"}],"predecessor-version":[{"id":1117,"href":"https:\/\/www.investaz.az\/blog\/wp-json\/wp\/v2\/posts\/155\/revisions\/1117"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.investaz.az\/blog\/wp-json\/wp\/v2\/media\/77"}],"wp:attachment":[{"href":"https:\/\/www.investaz.az\/blog\/wp-json\/wp\/v2\/media?parent=155"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.investaz.az\/blog\/wp-json\/wp\/v2\/categories?post=155"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.investaz.az\/blog\/wp-json\/wp\/v2\/tags?post=155"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}