{"id":2687,"date":"2025-01-22T15:24:57","date_gmt":"2025-01-22T11:24:57","guid":{"rendered":"https:\/\/www.investaz.az\/blog\/?p=2687"},"modified":"2025-01-22T15:24:57","modified_gmt":"2025-01-22T11:24:57","slug":"istiqraz-almagin-esaslari-sabit-gelirin-acari","status":"publish","type":"post","link":"https:\/\/www.investaz.az\/blog\/istiqraz-almagin-esaslari-sabit-gelirin-acari\/","title":{"rendered":"\u0130stiqraz Alma\u011f\u0131n \u018fsaslar\u0131: Sabit G\u0259lirin A\u00e7ar\u0131"},"content":{"rendered":"

\u0130stiqrazlar h\u0259m f\u0259rdi, h\u0259m d\u0259 institusional investorlar \u00fc\u00e7\u00fcn m\u00fcxt\u0259lif investisiya strategiyalar\u0131n\u0131n vacib hiss\u0259sidir. Onlar uzunm\u00fcdd\u0259tli maliyy\u0259 planlamas\u0131nda riskl\u0259rin balansla\u015fd\u0131r\u0131lmas\u0131na k\u00f6m\u0259k edir. Do\u011fru istiqraz se\u00e7imi il\u0259 h\u0259m kapital\u0131n\u0131z\u0131 qorumaq, h\u0259m d\u0259 passiv g\u0259lir \u0259ld\u0259 etm\u0259k m\u00fcmk\u00fcnd\u00fcr. Maliyy\u0259 d\u00fcnyas\u0131nda riskl\u0259ri azaltmaqla g\u0259lir \u0259ld\u0259 etm\u0259k ist\u0259y\u0259nl\u0259r \u00fc\u00e7\u00fcn istiqrazlar ideal investisiya al\u0259ti hesab olunur. \u0130stiqrazlar h\u0259m t\u0259hl\u00fck\u0259siz, h\u0259m d\u0259 sabit g\u0259lir t\u0259min ed\u0259n bir vasit\u0259dir. \u0130stiqrazlara investisiya etm\u0259kl\u0259 h\u0259m maliyy\u0259 portfelinizi diversifikasiya ed\u0259, h\u0259m d\u0259 uzunm\u00fcdd\u0259tli sabit g\u0259lir m\u0259nb\u0259yi yarada bil\u0259rsiniz. Bu blog yaz\u0131s\u0131nda istiqrazlar\u0131n n\u00f6vl\u0259ri, \u00fcst\u00fcnl\u00fckl\u0259ri v\u0259 onlar\u0131 nec\u0259 \u0259ld\u0259 ed\u0259 bil\u0259c\u0259yiniz bar\u0259d\u0259 \u0259trafl\u0131 m\u0259lumat ver\u0259c\u0259yik.<\/span><\/p>\n

\u0130stiqraz N\u0259dir?<\/b><\/h4>\n

\u0130stiqraz, d\u00f6vl\u0259t v\u0259 ya \u015firk\u0259tl\u0259r t\u0259r\u0259find\u0259n maliyy\u0259 c\u0259lb etm\u0259k m\u0259qs\u0259dil\u0259 burax\u0131lan borc s\u0259n\u0259didir. \u0130stiqraz alan \u015f\u0259xs, m\u00fc\u0259yy\u0259n m\u00fcdd\u0259t \u0259rzind\u0259 m\u00fc\u0259yy\u0259n g\u0259lir \u0259ld\u0259 etm\u0259k h\u00fcququ qazan\u0131r. Ba\u015fqa s\u00f6zl\u0259, istiqrazlar siz\u0259 borc verdiyiniz t\u0259\u015fkilatdan faiz g\u0259liri t\u0259min edir.<\/span><\/p>\n

\u0130stiqrazlar\u0131n \u018fsas N\u00f6vl\u0259ri<\/b><\/h4>\n

\u0130stiqrazlar, buraxan quruma g\u00f6r\u0259 iki \u0259sas n\u00f6v\u0259 b\u00f6l\u00fcn\u00fcr:<\/span><\/p>\n

    \n
  1. D\u00f6vl\u0259t \u0130stiqrazlar\u0131<\/b>
    \n<\/b>D\u00f6vl\u0259t istiqrazlar\u0131 d\u00f6vl\u0259t t\u0259r\u0259find\u0259n burax\u0131l\u0131r v\u0259 y\u00fcks\u0259k t\u0259hl\u00fck\u0259sizlik s\u0259viyy\u0259sin\u0259 malikdir. Onlar ad\u0259t\u0259n a\u015fa\u011f\u0131 riskli investisiya vasit\u0259si kimi tan\u0131n\u0131r v\u0259 sabit g\u0259lir \u0259ld\u0259 etm\u0259k ist\u0259y\u0259n investorlar \u00fc\u00e7\u00fcn uy\u011fundur.<\/span>
    \n<\/span>Daha \u0259trafl\u0131 m\u0259lumat \u00fc\u00e7\u00fcn<\/span> D\u00f6vl\u0259t \u0130stiqrazlar\u0131<\/span><\/a> s\u0259hif\u0259sin\u0259 baxa bil\u0259rsiniz.<\/span><\/li>\n
  2. Korporativ \u0130stiqrazlar<\/b>
    \n<\/b>Bu istiqrazlar \u015firk\u0259tl\u0259r t\u0259r\u0259find\u0259n burax\u0131l\u0131r. Korporativ istiqrazlar daha y\u00fcks\u0259k g\u0259lir t\u0259klif ed\u0259 bil\u0259r, lakin risk s\u0259viyy\u0259si d\u0259 buna uy\u011fun olaraq y\u00fcks\u0259k ola bil\u0259r. Bu n\u00f6v istiqrazlar y\u00fcks\u0259k g\u0259lir axtaran investorlar \u00fc\u00e7\u00fcn c\u0259lbedicidir.<\/span>
    \n<\/span>\u018ftrafl\u0131 m\u0259lumat \u00fc\u00e7\u00fcn<\/span>     Korporativ \u0130stiqrazlar<\/span><\/a> s\u0259hif\u0259sin\u0259 n\u0259z\u0259r yetirin.<\/span><\/li>\n<\/ol>\n

    Nec\u0259 \u0130stiqraz Almaq Olar?<\/b><\/h3>\n

    \u0130stiqraz alma prosesini daha a\u011f\u0131ll\u0131 v\u0259 maraql\u0131 etm\u0259k \u00fc\u00e7\u00fcn a\u015fa\u011f\u0131d\u0131k\u0131 add\u0131mlar\u0131 izl\u0259yin:<\/span><\/p>\n

    1. M\u0259qs\u0259dinizi M\u00fc\u0259yy\u0259n Edin<\/b><\/h4>\n

    \u0130stiqraz alaraq n\u0259 \u0259ld\u0259 etm\u0259k ist\u0259diyinizi d\u0259qiql\u0259\u015fdirin. Sabit g\u0259lir, m\u00fcnt\u0259z\u0259m na\u011fd pul ax\u0131n\u0131 ya da diversifikasiya?<\/span><\/p>\n

    2. Bazar Ara\u015fd\u0131rmas\u0131 Edin<\/b><\/h4>\n

    H\u0259r istiqraz eyni deyil. D\u00f6vl\u0259t istiqrazlar\u0131 nisb\u0259t\u0259n d\u0259r\u0259c\u0259li s\u0259rf edir, amma daha az qazanc t\u0259klif edir. \u015eirk\u0259t istiqrazlar\u0131 daha y\u00fcks\u0259k faizl\u0259 ola bil\u0259r, amma risk d\u0259 artar.<\/span><\/p>\n

    3. Broker Se\u00e7in<\/b><\/h4>\n

    Pe\u015f\u0259kar maliyy\u0259 m\u0259sl\u0259h\u0259t\u00e7il\u0259ri v\u0259 ya\u00a0 broker \u015firk\u0259tl\u0259ri vasit\u0259sil\u0259 \u0130stiqraz al\u0131n.<\/span><\/p>\n

    4. Risk Profilinizi Anlay\u0131n<\/b><\/h4>\n

    H\u0259r investisiya kimi, istiqrazlar\u0131 almazdan \u0259vv\u0259l risk t\u0259hlili edin. Faiz riskl\u0259ri v\u0259 defolt ehtimallar\u0131 \u00fcz\u0259rind\u0259 dayan\u0131n.<\/span><\/p>\n

    5. Uzunm\u00fcd\u0259tli Planlama Edin<\/b><\/h4>\n

    \u0130stiqrazlar\u0131 sad\u0259c\u0259 m\u00fcdd\u0259ti bit\u0259n\u0259 q\u0259d\u0259r deyil, uzunm\u00fcd\u0259tli maliyy\u0259 plan\u0131n\u0131z\u0131 d\u0259st\u0259kl\u0259y\u0259n bir vasit\u0259 kimi d\u00fc\u015f\u00fcn\u00fcn.<\/span><\/p>\n

    \u0130stiqrazlar\u0131n \u00dcst\u00fcnl\u00fckl\u0259ri<\/b><\/p>\n