{"id":695,"date":"2016-03-22T18:24:26","date_gmt":"2016-03-22T14:24:26","guid":{"rendered":"https:\/\/www.investaz.az\/blog\/?p=695"},"modified":"2024-12-27T11:09:12","modified_gmt":"2024-12-27T07:09:12","slug":"sehmler-ve-istiqrazlar","status":"publish","type":"post","link":"https:\/\/www.investaz.az\/blog\/sehmler-ve-istiqrazlar\/","title":{"rendered":"S\u0259hml\u0259r v\u0259 istiqrazlar aras\u0131ndakl f\u0259rql\u0259r n\u0259dir?"},"content":{"rendered":"<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;\\u0130stiqraz, \\u015firk\\u0259tl\\u0259rin fond ehtiyaclar\\u0131n\\u0131 qar\\u015f\\u0131laya bilm\\u0259k \\u00fc\\u00e7\\u00fcn borc s\\u0259n\\u0259dl\\u0259ridir. S\\u0259hml\\u0259r is\\u0259 \\u015firk\\u0259tl\\u0259rin, s\\u0259rmay\\u0259sinin m\\u00fc\\u0259yy\\u0259n bir hiss\\u0259sini t\\u0259msil etm\\u0259kd\\u0259 olan, sahibin\\u0259 ortaql\\u0131q haqq\\u0131 ver\\u0259n da\\u015f\\u0131nan qiym\\u0259tl\\u0259rdir. Bel\\u0259 ki, \\u0259sas\\u0259n s\\u0259hmdar sahibin\\u0259 ortaql\\u0131q, istiqraz is\\u0259 alacaq haqq\\u0131 verir. Fikirl\\u0259riniz h\\u0259l\\u0259 qar\\u0131\\u015f\\u0131qd\\u0131r? O halda istiqraz v\\u0259 s\\u0259hml\\u0259rin x\\u00fcsusiyy\\u0259tl\\u0259rini qar\\u015f\\u0131la\\u015fd\\u0131rmaqla, onun v\\u0259 aras\\u0131ndak\\u0131 f\\u0259rql\\u0259ri tapmaqda fayda var.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:945,&quot;3&quot;:[null,0],&quot;7&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:[null,2,0]},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;8&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:[null,2,0]},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;10&quot;:0,&quot;11&quot;:4,&quot;12&quot;:0}\">\u0130stiqraz, \u015firk\u0259tl\u0259rin fond ehtiyaclar\u0131n\u0131 qar\u015f\u0131laya bilm\u0259k \u00fc\u00e7\u00fcn borc s\u0259n\u0259dl\u0259ridir. <a href=\"https:\/\/www.investaz.az\/blog\/sehm-nece-alinir\/\">S\u0259hml\u0259r <\/a>is\u0259 \u015firk\u0259tl\u0259rin, s\u0259rmay\u0259sinin m\u00fc\u0259yy\u0259n bir hiss\u0259sini t\u0259msil etm\u0259kd\u0259 olan, sahibin\u0259 ortaql\u0131q haqq\u0131 ver\u0259n da\u015f\u0131nan qiym\u0259tl\u0259rdir. Bel\u0259 ki, \u0259sas\u0259n s\u0259hmdar sahibin\u0259 ortaql\u0131q, istiqraz is\u0259 alacaq haqq\u0131 verir. Fikirl\u0259riniz h\u0259l\u0259 qar\u0131\u015f\u0131qd\u0131r? O halda istiqraz v\u0259 s\u0259hml\u0259rin x\u00fcsusiyy\u0259tl\u0259rini qar\u015f\u0131la\u015fd\u0131rmaqla, onun v\u0259 aras\u0131ndak\u0131 f\u0259rql\u0259ri tapmaqda fayda var.<\/span><\/p>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Az \\u0259vv\\u0259l d\\u0259 b\\u0259hs etdiyimiz kimi, unudulmamas\\u0131 laz\\u0131m olan \\u0259n \\u0259sas f\\u0259rq, istiqraz bir borc s\\u0259n\\u0259di, s\\u0259hm is\\u0259 bir m\\u00fclkiyy\\u0259t s\\u0259n\\u0259didir. \\u018flind\\u0259 istiqraz\\u0131 olan bir adam istiqraz \\u00e7\\u0131xarm\\u0131\\u015f olan t\\u0259\\u015fkilat\\u0131n uzunm\\u00fcdd\\u0259tli borc aland\\u0131r. Y\\u0259ni \\u015firk\\u0259t art\\u0131q ona borcludur. S\\u0259hm sahibi is\\u0259 art\\u0131q t\\u0259\\u015fkilat\\u0131n orta\\u011f\\u0131 m\\u00f6vqeyind\\u0259dir.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:945,&quot;3&quot;:[null,0],&quot;7&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:[null,2,0]},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;8&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:[null,2,0]},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;10&quot;:0,&quot;11&quot;:4,&quot;12&quot;:0}\">Az \u0259vv\u0259l d\u0259 b\u0259hs etdiyimiz kimi, unudulmamas\u0131 laz\u0131m olan \u0259n \u0259sas f\u0259rq, istiqraz bir borc s\u0259n\u0259di, s\u0259hm is\u0259 bir m\u00fclkiyy\u0259t s\u0259n\u0259didir. \u018flind\u0259 istiqraz\u0131 olan bir adam istiqraz \u00e7\u0131xarm\u0131\u015f olan t\u0259\u015fkilat\u0131n uzunm\u00fcdd\u0259tli borc aland\u0131r. Y\u0259ni \u015firk\u0259t art\u0131q ona borcludur. S\u0259hm sahibi is\u0259 art\u0131q t\u0259\u015fkilat\u0131n orta\u011f\u0131 m\u00f6vqeyind\u0259dir.<\/span><\/p>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Istiqraz sahibinin istismar \\u00fc\\u00e7\\u00fcn istifad\\u0259 etdiyi s\\u0259rmay\\u0259 xarici s\\u0259rmay\\u0259dir. Lakin s\\u0259hm sahibinin istismar \\u00fc\\u00e7\\u00fcn istifad\\u0259 etdiyi s\\u0259rmay\\u0259 \\u0259sas s\\u0259rmay\\u0259 olaraq t\\u0259yin olunur.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:945,&quot;3&quot;:[null,0],&quot;7&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:[null,2,0]},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;8&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:[null,2,0]},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;10&quot;:0,&quot;11&quot;:4,&quot;12&quot;:0}\">Istiqraz sahibinin istismar \u00fc\u00e7\u00fcn istifad\u0259 etdiyi s\u0259rmay\u0259 xarici s\u0259rmay\u0259dir. Lakin s\u0259hm sahibinin istismar \u00fc\u00e7\u00fcn istifad\u0259 etdiyi s\u0259rmay\u0259 \u0259sas s\u0259rmay\u0259 olaraq t\u0259yin olunur.<\/span><\/p>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Istiqraz ver\\u0259n, \\u015firk\\u0259tin aktiv \\u00fcz\\u0259rind\\u0259ki alaca\\u011f\\u0131ndan ba\\u015fqa he\\u00e7 bir haqqa sahib deyil. \\u015eirk\\u0259tin r\\u0259hb\\u0259rliyin\\u0259 qat\\u0131la bilm\\u0259z. Istiqraz sahibl\\u0259ri alacaqlar\\u0131n\\u0131 ald\\u0131qdan sonra, \\u015firk\\u0259tin aktivl\\u0259ri \\u00fcz\\u0259rind\\u0259 he\\u00e7 bir haqq iddia ed\\u0259 bilm\\u0259zl\\u0259r. S\\u0259hm sat\\u0131n alaraq \\u015firk\\u0259tin orta\\u011f\\u0131 olan haqq sahibl\\u0259ri, \\u00f6zl\\u0259rin\\u0259 tan\\u0131nan b\\u00fct\\u00fcn ortaql\\u0131q haqqlar\\u0131ndan faydalana bil\\u0259rl\\u0259r. R\\u0259hb\\u0259rliy\\u0259 qat\\u0131la bil\\u0259rl\\u0259r.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:945,&quot;3&quot;:[null,0],&quot;7&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:[null,2,0]},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;8&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:[null,2,0]},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;10&quot;:0,&quot;11&quot;:4,&quot;12&quot;:0}\">Istiqraz ver\u0259n, \u015firk\u0259tin aktiv \u00fcz\u0259rind\u0259ki alaca\u011f\u0131ndan ba\u015fqa he\u00e7 bir haqqa sahib deyil. \u015eirk\u0259tin r\u0259hb\u0259rliyin\u0259 qat\u0131la bilm\u0259z. Istiqraz sahibl\u0259ri alacaqlar\u0131n\u0131 ald\u0131qdan sonra, \u015firk\u0259tin aktivl\u0259ri \u00fcz\u0259rind\u0259 he\u00e7 bir haqq iddia ed\u0259 bilm\u0259zl\u0259r. S\u0259hm sat\u0131n alaraq \u015firk\u0259tin orta\u011f\u0131 olan haqq sahibl\u0259ri, \u00f6zl\u0259rin\u0259 tan\u0131nan b\u00fct\u00fcn ortaql\u0131q haqqlar\u0131ndan faydalana bil\u0259rl\u0259r. R\u0259hb\u0259rliy\u0259 qat\u0131la bil\u0259rl\u0259r.<\/span><\/p>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;\\u0130stiqraz m\\u00fcqavil\\u0259si q\\u0259ti olaraq t\\u0259yin olunmu\\u015fdur. M\\u00fcqavil\\u0259 bitdikd\\u0259 istiqraz sahibi il\\u0259 \\u015firk\\u0259tin i\\u015f birliyi sona \\u00e7at\\u0131r. S\\u0259hml\\u0259rd\\u0259 is\\u0259 bu bel\\u0259 deyil. \\u015eirk\\u0259t i\\u015fl\\u0259rini davam etdirdiyi m\\u00fcdd\\u0259tc\\u0259 \\u0259laq\\u0259l\\u0259r davam ed\\u0259r.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:945,&quot;3&quot;:[null,0],&quot;7&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:[null,2,0]},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;8&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:[null,2,0]},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;10&quot;:0,&quot;11&quot;:4,&quot;12&quot;:0}\">\u0130stiqraz m\u00fcqavil\u0259si q\u0259ti olaraq t\u0259yin olunmu\u015fdur. M\u00fcqavil\u0259 bitdikd\u0259 istiqraz sahibi il\u0259 \u015firk\u0259tin i\u015f birliyi sona \u00e7at\u0131r. S\u0259hml\u0259rd\u0259 is\u0259 bu bel\u0259 deyil. \u015eirk\u0259t i\u015fl\u0259rini davam etdirdiyi m\u00fcdd\u0259tc\u0259 \u0259laq\u0259l\u0259r davam ed\u0259r.<\/span><\/p>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Istiqrazlar\\u0131n g\\u0259liri sabitdir. S\\u0259hmin g\\u0259liri is\\u0259 d\\u0259yi\\u015f\\u0259ndir. S\\u0259hmin g\\u0259liri, s\\u0259hm d\\u0259y\\u0259rind\\u0259 meydana g\\u0259l\\u0259n art\\u0131m v\\u0259 \\u015firk\\u0259tin paylayaca\\u011f\\u0131 g\\u0259lir pay\\u0131 il\\u0259 \\u0259laq\\u0259lidir.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:945,&quot;3&quot;:[null,0],&quot;7&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:[null,2,0]},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;8&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:[null,2,0]},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;10&quot;:0,&quot;11&quot;:4,&quot;12&quot;:0}\">Istiqrazlar\u0131n g\u0259liri sabitdir. S\u0259hmin g\u0259liri is\u0259 d\u0259yi\u015f\u0259ndir. S\u0259hmin g\u0259liri, s\u0259hm d\u0259y\u0259rind\u0259 meydana g\u0259l\u0259n art\u0131m v\u0259 \u015firk\u0259tin paylayaca\u011f\u0131 g\u0259lir pay\u0131 il\u0259 \u0259laq\u0259lidir.<\/span><\/p>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;\\u0130stiqraz qanunvericilik etibar\\u0131 il\\u0259 d\\u0259y\\u0259rind\\u0259n a\\u015fa\\u011f\\u0131 olaraq ixrac edil\\u0259 bil\\u0259r. S\\u0259hml\\u0259r he\\u00e7 bir zaman nominal d\\u0259y\\u0259rd\\u0259n daha ucuz d\\u0259y\\u0259rl\\u0259 ixrac edilm\\u0259zl\\u0259r.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:945,&quot;3&quot;:[null,0],&quot;7&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:[null,2,0]},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;8&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:[null,2,0]},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;10&quot;:0,&quot;11&quot;:4,&quot;12&quot;:0}\">\u0130stiqraz qanunvericilik etibar\u0131 il\u0259 d\u0259y\u0259rind\u0259n a\u015fa\u011f\u0131 olaraq ixrac edil\u0259 bil\u0259r. S\u0259hml\u0259r he\u00e7 bir zaman nominal d\u0259y\u0259rd\u0259n daha ucuz d\u0259y\u0259rl\u0259 ixrac edilm\u0259zl\u0259r.<\/span><\/p>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Istiqrazlar, \\u015firk\\u0259t xaricind\\u0259 d\\u00f6vl\\u0259t v\\u0259 b\\u0259l\\u0259diyy\\u0259l\\u0259r kimi h\\u00fcquqi \\u015f\\u0259xsiyy\\u0259t\\u0259 sahib ictimai t\\u0259\\u015fkilatlar t\\u0259r\\u0259find\\u0259n d\\u0259 \\u00e7\\u0131xar\\u0131la bil\\u0259r. S\\u0259hml\\u0259r, anonim \\u015firk\\u0259t, anonim \\u015firk\\u0259t statusundak\\u0131 t\\u0259\\u015fkilatlar ya da x\\u00fcsusi qanunla qurulan t\\u0259\\u015fkilatlar t\\u0259r\\u0259find\\u0259n ixrac edil\\u0259 bil\\u0259r.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:945,&quot;3&quot;:[null,0],&quot;7&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:[null,2,0]},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;8&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:[null,2,0]},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;10&quot;:0,&quot;11&quot;:4,&quot;12&quot;:0}\">Istiqrazlar, \u015firk\u0259t xaricind\u0259 d\u00f6vl\u0259t v\u0259 b\u0259l\u0259diyy\u0259l\u0259r kimi h\u00fcquqi \u015f\u0259xsiyy\u0259t\u0259 sahib ictimai t\u0259\u015fkilatlar t\u0259r\u0259find\u0259n d\u0259 \u00e7\u0131xar\u0131la bil\u0259r. S\u0259hml\u0259r, anonim \u015firk\u0259t, anonim \u015firk\u0259t statusundak\u0131 t\u0259\u015fkilatlar ya da x\u00fcsusi qanunla qurulan t\u0259\u015fkilatlar t\u0259r\u0259find\u0259n ixrac edil\u0259 bil\u0259r.<\/span><\/p>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;\\u0130qtisadi bax\\u0131mdan diqq\\u0259timizi \\u00e7\\u0259k\\u0259n \\u0259n b\\u00f6y\\u00fck f\\u0259rql\\u0259r is\\u0259 istiqraz s\\u0259hm\\u0259 nisb\\u0259t\\u0259n daha az risk nisb\\u0259ti da\\u015f\\u0131y\\u0131r. Istiqraz ver\\u0259n, istiqraz ixrac ed\\u0259n \\u015firk\\u0259tin m\\u0259nf\\u0259\\u0259t-z\\u0259r\\u0259r riskin\\u0259 qat\\u0131lm\\u0131r. G\\u0259liri h\\u0259r zaman sabitdir. S\\u0259hm sahibl\\u0259ri, \\u015firk\\u0259tin aktivl\\u0259rind\\u0259n b\\u00fct\\u00fcn borclar \\u00f6d\\u0259nildikd\\u0259n v\\u0259 t\\u0259mizlik x\\u0259rcl\\u0259ri \\u00e7\\u0131xd\\u0131qdan sonra, qalan hiss\\u0259l\\u0259r nisb\\u0259tind\\u0259 payla\\u015f\\u0131rlar. G\\u00f6r\\u00fcnd\\u00fcy\\u00fc \\u00fczr\\u0259 s\\u0259hm v\\u0259 istiqrazlar bir-birin\\u0259 b\\u0259nz\\u0259m\\u0259sin\\u0259 baxmayaraq, aralar\\u0131nda b\\u00f6y\\u00fck f\\u0259rql\\u0259r olan v\\u0259 qar\\u0131\\u015fd\\u0131r\\u0131lmamas\\u0131 laz\\u0131m olan investisiya vasit\\u0259l\\u0259ridir.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:945,&quot;3&quot;:[null,0],&quot;7&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:[null,2,0]},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;8&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:[null,2,0]},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;10&quot;:0,&quot;11&quot;:4,&quot;12&quot;:0}\">\u0130qtisadi bax\u0131mdan diqq\u0259timizi \u00e7\u0259k\u0259n \u0259n b\u00f6y\u00fck f\u0259rql\u0259r is\u0259 istiqraz s\u0259hm\u0259 nisb\u0259t\u0259n daha az risk nisb\u0259ti da\u015f\u0131y\u0131r. Istiqraz ver\u0259n, istiqraz ixrac ed\u0259n \u015firk\u0259tin m\u0259nf\u0259\u0259t-z\u0259r\u0259r riskin\u0259 qat\u0131lm\u0131r. G\u0259liri h\u0259r zaman sabitdir. S\u0259hm sahibl\u0259ri, \u015firk\u0259tin aktivl\u0259rind\u0259n b\u00fct\u00fcn borclar \u00f6d\u0259nildikd\u0259n v\u0259 t\u0259mizlik x\u0259rcl\u0259ri \u00e7\u0131xd\u0131qdan sonra, qalan hiss\u0259l\u0259r nisb\u0259tind\u0259 payla\u015f\u0131rlar. G\u00f6r\u00fcnd\u00fcy\u00fc \u00fczr\u0259 s\u0259hm v\u0259 <a href=\"https:\/\/www.investaz.az\/istiqrazlar\">istiqrazlar<\/a> bir-birin\u0259 b\u0259nz\u0259m\u0259sin\u0259 baxmayaraq, aralar\u0131nda b\u00f6y\u00fck f\u0259rql\u0259r olan v\u0259 qar\u0131\u015fd\u0131r\u0131lmamas\u0131 laz\u0131m olan investisiya vasit\u0259l\u0259ridir.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u0130stiqraz, \u015firk\u0259tl\u0259rin fond ehtiyaclar\u0131n\u0131 qar\u015f\u0131laya bilm\u0259k \u00fc\u00e7\u00fcn borc s\u0259n\u0259dl\u0259ridir. S\u0259hml\u0259r is\u0259 \u015firk\u0259tl\u0259rin, s\u0259rmay\u0259sinin m\u00fc\u0259yy\u0259n bir hiss\u0259sini t\u0259msil etm\u0259kd\u0259 olan, sahibin\u0259 ortaql\u0131q haqq\u0131 ver\u0259n da\u015f\u0131nan qiym\u0259tl\u0259rdir. Bel\u0259 ki, \u0259sas\u0259n s\u0259hmdar sahibin\u0259 ortaql\u0131q, istiqraz is\u0259 alacaq haqq\u0131 verir. Fikirl\u0259riniz h\u0259l\u0259 qar\u0131\u015f\u0131qd\u0131r? O halda istiqraz v\u0259 s\u0259hml\u0259rin x\u00fcsusiyy\u0259tl\u0259rini qar\u015f\u0131la\u015fd\u0131rmaqla, onun v\u0259 aras\u0131ndak\u0131 f\u0259rql\u0259ri tapmaqda fayda var. Az \u0259vv\u0259l&hellip;<\/p>\n","protected":false},"author":1,"featured_media":696,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[328],"tags":[],"class_list":["post-695","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sehmler"],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.investaz.az\/blog\/wp-json\/wp\/v2\/posts\/695","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.investaz.az\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.investaz.az\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.investaz.az\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.investaz.az\/blog\/wp-json\/wp\/v2\/comments?post=695"}],"version-history":[{"count":3,"href":"https:\/\/www.investaz.az\/blog\/wp-json\/wp\/v2\/posts\/695\/revisions"}],"predecessor-version":[{"id":1004,"href":"https:\/\/www.investaz.az\/blog\/wp-json\/wp\/v2\/posts\/695\/revisions\/1004"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.investaz.az\/blog\/wp-json\/wp\/v2\/media\/696"}],"wp:attachment":[{"href":"https:\/\/www.investaz.az\/blog\/wp-json\/wp\/v2\/media?parent=695"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.investaz.az\/blog\/wp-json\/wp\/v2\/categories?post=695"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.investaz.az\/blog\/wp-json\/wp\/v2\/tags?post=695"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}